Motor Vehicle Accidents
After a motor vehicle accident, it can take several days for symptoms to become their worst. In addition to common neck and back pain, symptoms may also include nausea, numbness, headache, blurred vision, tinnitus, and dizziness. Chiropractic treatment with medical massage and rehab, including cold laser, can be helpful to relieve symptoms over time.
There are three ways to handle motor vehicle accident claims:
| PIP |
If you have Personal Injury Protection on your own car insurance (whether the accident was your fault or not), your PIP insurance is your primary insurance and must be billed. When your claim settles, your car insurance gets paid back from the settlement, and there is no negative affect to your personal insurance unless you were at fault. (RCW 46.52.130)(2)(e)(iii) |
|
Third Party Or Medical Lien |
The medical provider holds your bills until the claim settles and medical bills get paid in the end. Even if the other party's insurance authorizes a dollar amount for treatment, they do not pay anything until the claim is settled. You may have a difficult time finding a provider who accepts third-party claims. |
| Subrogation | The provider bills your medical insurance. You will still have deductibles, copays, and limits to your coverage, which you will need to pay out of pocket. Your medical insurance will get paid back when your claim settles. Renton Chiropractic currently does not accept subrogation claims. |
